Sign into your Account | Create an Acccount
Sign up to Receive New Articles
The Mortgage Professor The Mortgage Professor
Guiding Borrowers to the right decisions
Protecting borrowers from mortgage predators
  • Home
  • Who Are You?
    • First-Time Home Buyer
    • Home Seller
    • Elderly Home Owner
    • Mortgage Shopper
    • Borrower With Payment Problems
    • Borrower Seeking Loan Modification
    • Borrower Selecting Loan Type
    • Borrower Refinancing to Lower Cost
  • Mistakes to Avoid
    • Buying a House
    • Building a House
    • Shopping for a Mortgage
    • Qualifying for a Mortgage
    • Selecting the Mortgage
    • Locking the Price
    • Taking a Second Mortgage
    • Refinancing
    • Managing the Mortgage
  • Questions by Topic
    • Adjustable Rate Mortgages
    • Amortization
    • Balloon Mortgages
    • Biweekly/Bimonthly Mortgages
    • Building a House
    • Credit Issues
    • Debt Consolidation
    • Down Payment
    • Escrows
    • FHA Mortgages
    • Homeowners Insurance
    • ... View all Questions ...
  • Articles
    • Financing House Purchase or Construction
    • Refinancing a Mortgage
    • Obtaining a Reverse Mortgage
    • What Makes a Certified Network Lender?
    • How to Qualify For a Mortgage
    • How to Shop For a Mortgage
    • How to Lock the Price of a Mortgage
    • ... View all Article Categories ....
  • Tutorials
    • Choosing Between ARMs and FRMs
    • Selecting Among Different FRMs
    • Selecting Among Different ARMs
    • Libor ARMs
    • Option ARMs
    • Selecting a Rate/Point Combination
    • How Large a Down Payment to Make
    • Whether to Waive Escrow
    • Whether to Accept a Prepayment Penalty
    • Locking the Loan
    • Selecting Documentation
    • APR
    • Interest Only Mortgage
    • Refinance Break-Even
  • Calculators
    • List of Calculators
  • Other Tools
    • Retail Mortgage
      Prices
    • Wholesale Mortgage
      Prices
    • Integrated
      Calculators
    • Spreadsheets
    • Glossary
    • Formulas
Certified Loan Providers
  • Certified Network Lenders

    Finding a Mortgage on the Professor's Certified Lender Network
    Why Shop Here: Certified Network Lenders
    Changing the Way Home Mortgages Are Originated: The Certified Lender Network
    Second of a Series on Certified Lender Networks: Providing Competitive Loan Pricing
    Third of a Series on Certified Lender Networks: Providing Competitive Pricing of Third Party Services
    Fourth of a Series on Certified Lender Networks: Providing Decision Support
    Last of a Series on Certified Lender Network: The Need For Multiple Paths
  • Upfront Mortgage Brokers

    What Is an Upfront Mortgage Broker?
    How Do I Find an Ethical Mortgage Broker?
    Commitment of an Upfront Mortgage Broker (UMB)
    Why Select an Upfront Mortgage Broker?
    How to Deal With a UMB
    Is This Mortgage Broker Upfront?
    Sign an Exclusive Contract With a Mortgage Broker?
    How Do I Become an Upfront Mortgage Broker?
    Other Questions Mortgage Brokers Ask
    List of Upfront Mortgage Brokers
    Upfront Mortgage Brokers Listed by State
    Mortgage Brokers to Avoid
    Are Discount Mortgage Brokers Upfront?
    UMBs Now Guarantee Lender Fees
    Shop For a Mortgage or Retain an Agent: Has the New GFE Changed the Ground-Rules?
  • Upfront Mortgage Lenders

    The Certification of Mortgage Lenders: From UMLs to CNLs
    Comparing Upfront Mortgage Lenders (UMLs) With Certified Network Lenders (CNLs)
    Market Niches Priced on Line
    Information Needed For Evaluating ARMs
  • Fixed Markup Lender

    Learn About a Fixed Markup Lender

Want to Shop For a Mortgage on a Level Playing Field?

Then Shop With the Professor as Your Ombudsman!

Shop For a Mortgage

Shop For a Reverse Mortgage

Read How the Professor as Your Ombudsman Supports and Protects You

Copyright © 2013 The Mortgage Professor